Rick Heaverly

Senior Managing Partner/Worksite Division Manager

• 11 years of experience in the business
• Specializing in Life, Health, Annuities and Employee Benefits
• Nationally ranked by Transamerica Life Insurance Company
• One Million Dollar Roundtable ($1,000,000 of places business)

With over a decade of experience in the business, Rick Heaverly is one of the most knowledgeable and trusted members of the Secured Benefits Group team. Mr. Heaverly was ranked #2 in the nation with Transamerica Life Insurance Company in 2009.

Specializing in Life, Health & Annuities, he feels privileged to play a part in, “protecting families' lifestyles if the unexpected happens.”

Mr. Heaverly is a proud parent to six children and grandparent of eight children. When he is not working he enjoys sailing the Chesapeake and spending time with his wife and family.

Melissa E. Morera

Operations Manager

• Joined SBG staff in 2003.
• Holds life, health and annuity licenses.
• More than 13 years in marketing experience.

Melissa Morera joined the Secured Benefits team after working for more than six years in corporate marketing and public relations.

While working in public relations, Ms. Morera collaborated with everyone from the Oprah Winfrey Show to the Fox News Network. Her extensive know-how has now been directed to the insurance industry, where she has become an expert in the varied portfolio of products SBG offers.

Ms. Morera is an animal lover, having a cat, dog, two horses and three guinea hens.